PENGARUH TINGKAT BAGI HASIL TERHADAP PROFITABILITAS PERBANKAN SYARIAH

Abstract

This study took the title “Effect Of The Rate Of Profit Sharing On Profitability Islamic Banking” with a case study on Bank Mega Syariah. The purpose of this study was to determine the level overview of the results and profitability at Bank Mega Syariah and to determine the effect of profit sharing on profitability of Islamic banks, Bank Mega Syariah especially. The scope of quantitive data used to retrieve time series data from 2006 to 2010. All data used is taken from secondary data sourced from the Annual Report and Financial Statistics Indonesia that has been published by the Bank Mega Syariah, accompanied by an intensive literature study. Data analysis technique used is the product moment correlation analysis and the coefficient of determination. Data processing techniques using SPSS V.16 for Windows and Microsoft Excel programs. Based on data analysis has been carried out using correlation analysis and the coefficient of determination of the obtained picture of the influence the level of profit sharing on profitability Islamic banks. Influence the level of profit sharing positive influence on Islamic banks for 57,6% of the remaining 42,4% influenced by other factors outside of the study.