Pengaruh Literasi Keuangan, Financial Attitude, dan Self-Efficacy terhadap Financial Behaviour (Studi pada Mahasiswa Universitas Pendidikan Indonesia)

Nadira Luthfia, Imas Purnamasari, Fitrina Kurniati

Abstract


This study aims to determine the influence of financial literacy, financial attitude, and self-efficacy on the financial behaviour of students at Universitas Pendidikan Indonesia. This study is a quantitative research with a descriptive verificative method. The sample was selected using a nonprobability sampling technique through purposive sampling, with a total of 395 students who met the criteria, namely active undergraduate students at Universitas Pendidikan Indonesia, Bumi Siliwangi Campus. The validity of the instrument was tested using product moment correlation and reliability was tested using Cronbach’s alpha. Data collection was carried out through a questionnaire created using Google Form and distributed via WhatsApp. The data analysis technique used was multiple linear regression. Hypothesis testing was conducted using F test and t test with the assistance of IBM SPSS V.25 software. The results of hypothesis testing indicate that financial literacy, financial attitude, and self-efficacy have a positive influence on financial behaviour.

Keywords


Financial Literacy, Financial Attitude, Self-Efficacy, Financial Behaviour.

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References


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