Application of Sharia Principles in Murabahah Contracts at Bank Muamalat KCP Kisaran

Hari Subakti, Nurul Jannah

Abstract


Bank Muamalat has contracts and operational standards that are in accordance with sharia principles. The purpose of this research is to educate the form of contract used by Bank Muamalat KCP Kisaran. Specifically, how to apply sharia principles to murabahah financing contracts at Bank Muamalat KCP Kisaran. This study obtained the results that the form of the murabahah financing product contract at Bank Muamalat KCP Kisaran is based on the provisions of the Sharia Banking Law, Bank Indonesia, and the DSN-MUI Fatwa. Then, in the murabahah financing contract at Bank Muamalat Kota Kisaran, sharia principles are applied, including no elements of usury, no elements of maisir, garar, haram, and unjust.


Keywords


Murabahah Contract, Bank Muamalat, Financing Products

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References


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DOI: https://doi.org/10.17509/rief.v5i1.44450

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