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Keywords Accountability, Transparency, Income Level, National Amil Zakat Agency (BAZNAS) Capital Adequacy, Profitability, Financing Risk, Cost Efficiency Foreign Direct Investment, Gulf Cooperation Council, Panel Regression Good Corporate Governance, independent board of commissioner, syariah supervisory board, DPS positions, audit committee, temporary syirkah fund, profitability, maqasid sharia. Inflation Islamic Business Ethics, Key to Success, Family Business Islamic Economics and Finance Islamic Economics, Micro Small Medium Entreprises (MSMEs), Halal Industry, Qualitative Method Islamic branding, halal awareness, product quality, halal socks Islamic financial inclusion, Islamic Human Development Index (I-HDI), material welfare index (MWI), non-material welfare index (NWI), maqashid sharia. Islamic monetary economics Literacy Muamalah Haram Murabahah Contract, Bank Muamalat, Financing Products Non-Halal Assets Repentance Understanding Utilization of Non-Halal Assets Waqf Zakah Zakah Funds Reserves