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Keywords Accountability, Transparency, Income Level, National Amil Zakat Agency (BAZNAS) Capital Adequacy, Profitability, Financing Risk, Cost Efficiency Export Diversification, OIC Countries, Covid-19 Pandemic. Financial technology, Digital lending, Sharia financial literacy Foreign Direct Investment, Gulf Cooperation Council, Panel Regression Good Corporate Governance, independent board of commissioner, syariah supervisory board, DPS positions, audit committee, temporary syirkah fund, profitability, maqasid sharia. Inflation Islamic Business Ethics, Key to Success, Family Business Islamic Economics and Finance Islamic Economics, Micro Small Medium Entreprises (MSMEs), Halal Industry, Qualitative Method Islamic branding, halal awareness, product quality, halal socks Islamic financial inclusion, Islamic Human Development Index (I-HDI), material welfare index (MWI), non-material welfare index (NWI), maqashid sharia. Murabahah Contract, Bank Muamalat, Financing Products Premiums, Klaims, Investment Results and Asset Growth Profitability, firm size, board size, leverage, Islamic social responsibility, Islamic banking Sukuk Yield, Sukuk Risk, Financial Ratios, Path Analysis, Sobel Test Understanding Zakah Zakah Funds Reserves bibliometric analysis, halal tourism, management consumption, ethics, Islam, falah